A California-based direct lender committed to helping businesses access the working capital they need to grow, compete, and thrive.
B I Kelly Morgan Corp is a California-based direct lender specializing in flexible business funding for small and mid-sized businesses across Southern California and beyond. Based in Chino Hills, CA, we bring deep local market knowledge and a genuine commitment to our clients' success.
Unlike traditional financial institutions or brokerages, we underwrite and fund directly — meaning faster decisions, more flexibility, and no middlemen taking a cut of your capital. Our team evaluates each business on its own merits, looking at the full financial picture rather than relying solely on credit scores.
We understand that business needs don't wait for committee approvals or lengthy bank timelines. Our streamlined process is designed to get you answers in 24 hours and capital in your account when it matters most.
Every decision we make is guided by a simple principle: what's best for the business owner in front of us.
We believe in clear terms, honest communication, and no hidden fees. You'll always know exactly what you're agreeing to before you sign anything.
Fast approvals shouldn't mean sloppy underwriting. Our efficient process delivers quick decisions backed by thorough, thoughtful evaluation.
No two businesses are alike. We structure each funding arrangement around your specific situation, industry, and growth objectives.
B I Kelly Morgan Corp is led by Choting Hsueh, who brings years of experience in financial services and business development. Headquartered in Chino Hills, California, our team combines local market insight with a sophisticated understanding of business finance.
We serve a broad range of industries — from retail and restaurants to professional services, construction, and manufacturing — providing each client with the personalized attention their business deserves.
Our direct lending model means we can move quickly, adapt our terms, and build long-term relationships with the businesses we fund. When you succeed, we succeed — that's the B I Kelly Morgan Corp commitment.
Contact our team today to discuss your funding needs and explore your options.
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